by Tony DelGiorno | Jan 1, 2015 | Elder Law, Estate Planning, Financial Planning
For years, it was common to disinherit a child who received Supplemental Security Income (SSI) or Medicaid as a result of disability. The theory was that if the child inherited anything, they would lose their benefits. So, for many years, the only way to preserve...
by Tony DelGiorno | Jul 1, 2014 | Elder Law, Health Care, Long-Term Care, Medicare/Medicaid
The monthly cost of a nursing home can easily reach or exceed $5,000 per month. Most seniors do not have monthly income that comes close to that figure. Therefore, if one does not have long term care insurance, the next source of payment is either your assets or the...
by Tony DelGiorno | Apr 1, 2014 | Elder Law, Estate Planning
Being “Penny Wise and Pound Foolish” is a cliché that dates back to 1712 when Joseph Addison first printed the phrase in The Spectator. Truer words have never been spoken when it comes to one’s legal needs. We have all seen them at our favorite office supply store,...
by Tony DelGiorno | Sep 1, 2013 | Elder Law
By Matt Nagy*, Summer Law Clerk to Attorney Tony DelGiorno, Rammelkamp Bradney Law Offices The Patient Protection and Affordable Care Act (“PPACA”), commonly known as Obamacare, made fundamental changes to many areas of the heath care industry. The most notable of...
by Tony DelGiorno | Jan 1, 2013 | Elder Law, Financial Planning
The buzz for months was that the Mayan calendar predicted the end of the world on December 21st. Well, Christmas occurred as scheduled and so did the new year of 2013. Between the “Fiscal Cliff” negotiations of New Years Eve and the other legislation scheduled to...
Recent Comments